It goes without saying that you never want to find yourself filing a claim for Social Security Disability Income (SSDI). However, should you find yourself dealing with a serious illness or injury that keeps you out of work, it’s something to strongly consider.
By paying into Social Security, you make yourself eligible for SSDI benefits in the event of medical circumstances that keep you from working.
Not only can cancer keep you from working, but it also has the potential to be fatal. For this reason, the Social Security Administration may speed up the processing of your application. This is particularly true if you’ve been diagnosed with terminal cancer.
Do you qualify for SSDI?
This varies from one person to the next, but here are some things to take into consideration:
- Your cancer must be keeping you from working
- You have worked enough time to earn Social Security credits
- You’re self-employed and have paid self-employment taxes
- The Social Security Administration must agree that your disability qualifies you for benefits
If you receive a cancer diagnosis, work closely with your medical team to better understand your treatment options and prognosis. Depending on your condition, as well as the way you respond to treatment, you may be unable to continue working to support yourself.
Don’t hesitate to apply for Social Security Disability Income. It’s best to do so the minute you realize that you’re unable to work. In the event of a denial, learn more about the reason and then take the necessary steps to file an appeal and protect your legal rights.