All of the prevailing medical science indicates the same thing: Drug addiction and alcoholism are diseases, not character flaws – but you cannot get Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits for them. There are some significant misunderstandings about the way that drug and alcohol addiction are treated by the…
No one wants to imagine being struck down by illness or injury that compromises their livelihood. However, it’s an unfortunate reality for many Americans, most of whom get overwhelmed by medical bills when their regular income disappears. Thankfully, disability insurance can be a financial lifeline for many individuals in such situations. Individuals whose disabilities…
Social Security Disability Insurance (SSDI) benefits are available for a wide range of conditions, including bipolar disorder – but there are caveats. The highs and lows of bipolar disorder aren’t like the normal ups and downs that most people experience in their moods – and it can still be debilitating. For the Social Security…
Supplemental Security Income (SSI) is notoriously restrictive when it comes to its eligibility criteria. Not only do applicants have to meet a narrow definition of what it means to be “disabled” to qualify, they also have to have extremely limited resources and income. Unfortunately, the rules surrounding income and resources generally apply to an…
When it comes to Social Security Disability benefits, people sometimes assume that they are going to apply similarly from case to case. For instance, someone may be considering applying because they know someone else who already did. They know that person qualified and they understand exactly how much the other person gets in monthly…